Once you’ve signed an agreement with a credit card processor, it can be tempting to forget all about it. But it’s a good idea to periodically evaluate both your agreement and any updates, to make sure they’re still working in your best interests. If you haven’t done so recently, now is the perfect time: effective Dec. 1, MasterCard is lowering some of its interchange rates.


Set aside a few minutes to look at the fine print on your statement. How is your credit card processor handling the rate decrease: are they passing along the savings directly to you? And what are the overall fees and rates you’re being charged? Sometimes fee or rate increases may be masked, and you might be paying more than you think, either on your business card or supplementary cards.

Restaurants Canada partner Chase Paymentech is passing along 100% of the Dec. 1 rate decreases to its customers. They also offer a very competitive program across all their card products. Interested in knowing more? Visit this page, or call 1.888.317.9532 or visit Chase Paymentech’s website.

If you have any questions about your credit card program, please contact Member Services at 1-800-387-5649 ext. 8006.


Beth Pollock is a communications and content marketing expert. Working with Restaurants Canada, she has edited and published two newsletters (RC Insider and BITE); developed the RC Show website; managed social media feeds (Twitter, Facebook, LinkedIn, Instagram); and written press releases, blog stories, operational manuals, and an op-ed for the Globe & Mail. Beth is also a freelance writer who has written for a number of publications about food, travel, and children’s books, and has written over 600 posts on her personal blog, Of Muses and Meringues about recipes and her personal travels. She has published three books for children.